If you and your partner are expecting a child, it may be time to upgrade your home. Moving to a larger property ensures everyone in your growing family has the space they need. That said, selling your current house and/or buying a new one when you're also preparing for parenthood can be tricky! We've compiled the below resource guide to simplify the process.
Find the Perfect Property
Finding a new home requires careful planning and research.
Use an online budget calculator to figure out how much you can afford.
On top of the property price, factor in closing costs like a home inspection.
Make a wish list of property wants, taking into consideration features that are great for kids, like nearby playgrounds and schools.
Start researching housing options online to get an idea of prices. For example, the median sale price in Cleveland is $125,000.
Get Your Financial Affairs in Order
Real estate transactions involve significant sums of money. Proceed with caution.
If you're selling your home, maximize the sale price with best practices like upgrading the curb appeal.
When buying a home, check your credit score first and take steps to improve it. With a better credit score, you can get more favorable mortgage terms.
Before making an offer on a property, get per-approved for a home loan. This can help edge out other buyers in a competitive market.
Aim to make a down payment of at least 20% on your home so you can forego the added fee of private mortgage insurance.
Prepare for a Seamless Transition
Advanced planning will ensure the moving day goes smoothly.
Pare down your belongings before the move, going room by room to nix items you no longer need.
If there are goods you can't take with you but can't part with, put them into a reliable storage facility.
Vet potential moving companies by asking key queries before hiring them, like whether they are insured.
Label your moving boxes according to a clear system to minimize the risk of losses during the move.
Moving when you're expecting can be challenging. However, it will be well worth it when you're able to welcome your little one into your new nest. Trust the resources above to help you find the right home and make an efficient move.
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